Can I fix my credit score or credit report on my own?
You sure can! Many consumers want to fix their credit report on their own. Some consumers have read, per the Federal Trade Commission, that DIY credit repair is just as effective as any credit repair company’s services. In fact, the FTC states: “there’s nothing a credit repair agency can do that you can’t do yourself.” The same holds true for repairing your car or mowing your lawn, but that doesn’t necessarily mean you want to do it yourself. And while you can do your own taxes, most of us prefer a professional accountant to help with such services to guarantee credibility and accuracy.
It’s a fact that DIY credit repair can be effective and inexpensive (the Web is packed with cheap or free credit repair kits, forums and books), but it can also be time-consuming and difficult due to the intricacies of credit law and the extensive efforts involved in contacting dozens — or even hundreds — of creditors.
So, in the end even credibility, accuracy and efficiency — all features you get with FSCR — pale in comparison to the convenience we provide our clients. The reality is that most “do it yourself-ers” get bogged down by a lack of time and experience. Veracity provides a convenient and trusted alternative that allows you to avoid the hassles and long hours involved with credit repair.
Our support and encouragement goes out to those consumers who spend countless, untold hours researching credit repair books and online forums before typing, printing, addressing, stamping and sending dispute letters, only to wait for replies and do it all over again. But remember, disputing your credit report is only half the battle when it comes to repairing your credit. With FSCR, one call does it all — quickly, legally and efficiently.
That`s a decent start. If you need any further assistance, please call or chat with our credit repair representatives, especially if your "do it yourself" credit repair bogs down. However, you go about it, FSCR's credit repair team is ready to help you optimize the accuracy on your most important financial asset: your credit reports and scores.