What can Fresh Start Credit Repair do to help me repair my credit score?
FSCR Credit Consultants can help remove inaccuracies from your credit report, which in turn improves your credit score and credit history. FSCR works to remove information that is investigated and found by credit bureaus to be incorrect, inaccurate or unverifiable.
Each of the three primary credit bureaus (Equifax, Experian and TransUnion) update billions of pieces of credit information monthly. With so much information being processed, mistakes are inevitable, and therefore new errors are appearing on credit reports daily.
These inconsistencies on your credit report can come by way of late payments, charge-offs, bankruptcies, tax liens or collections. Regardless, mistakes almost certainly exist somewhere on your credit report, and it is important that these inaccuracies be identified and remedied to begin repairing your credit score.
At FSCR, we’ve helped clients deal with a multitude of unique situations: medical bills that are supposed to be covered by insurance but show up as a late payment; a home refinancing that results in the consumer being caught between lenders and burdened by false late payment claims; lingering negative credit information following a bankruptcy or divorce; and “blended” credit reports, where the consumer is penalized simply for sharing a common last name or an address.
Another common problem is that inaccurate reports often go undetected by consumers. So, what started off as a relatively minor late payment assessment can progress to a charge-off, eventually be sent to collections and even become a judgment or public record. Credit report inaccuracies can also include unrecognized or misplaced debt (i.e. debt that did not even belong to you in the first place).
All the issues can negatively and significantly impact your credit report, and thus your credit score. These credit report errors can be especially frustrating to the consumer applying for a new credit card or preparing to buy a new house or car.
But the good news is FSCR can help correct these inaccuracies, so that your report shows all the positive credit history you deserve. Because negative information can be so damaging to a credit score, it is essential that you fix your credit where you can, so that your score most accurately represents you.
That is why we encourage consumers and potential clients to check credit reports regularly. If you find data that you believe to be inaccurate, FSCR can quickly and legally help correct the erroneous data, restoring your credit report and saving you thousands of dollars in the process.