You may be living with bad credit without knowing or you are unsure of your credit status. There are some signs to look out to remind you of the urgent need for credit repairs. If you have any of the following issues, you are in dire need of credit repair.
Denied Credit Card Application.
Being denied a credit card is not a normal occurrence. Credit card companies are always ready to grant your applications, but if they don’t, you are in an unfavorable credit zone that deserves urgent attention. The credit card company will provide the reasons for the denial via an adverse letter notice. Note that if your application was denied as result of the information in your credit report, there is a need to get it fixed.
Utility Bills not in Your Name
Don’t be shocked if you are denied credit when your electricity and other bills carry a different name. You need a credit repair if you cannot request for utilities in your own name. Carefully look through your credit report to know the items that contribute negatively to your credit score. A knowledge of it will help in repairing your credit.
Nobody is ready to Risk co-signing a loan for you
You don’t have to be told of how bad your credit score is when this occurs. Your inability to convince any of your friends, family, and even colleagues to sign a loan application is a clear evidence of bad credit status. Repairing your credit status will make you independent, you don’t need anyone to sign any loan application henceforth.
Debt Collectors are Contacting You.
Do you need to be told what this insinuates? You are already in the bad books of your creditors, they have given up on you to pay your credit without being pushed. If you allow your credit status degenerate to this level, you are pushing your credit score into the end of the red zone. This will further limit every available option of applying for credit as this collection accounts are registers on your credit reports.
Prospective Employers Points to Your Credit Score as Reason for Not Employing You.
Qualifications and skills are essential, but your credit report is another criteria that will be consulted by employers in recruiting you. Even if you care able to clinch a job by luck, your chances of promotion is slim.
You need a credit repair if you are being rejected by an employer due to the credit report.
Card Issuers Block Your Cards
You should not be worried if only one card is blocked, but you need to be evidently worried if multiple cards are closed down without your consent. Put a call across to the issuers, you will be told of your bad credit status which is beyond their limit.
Obviously, you need than just a call but a credit repair.
You Have Fear of Checking Your Credit Report
Do you see yourself always running away from checking your credit report? Then you know your credit are not at it best. You are definitely running away from reality on the status of your credit. You need credit repair and the sooner you start, the better for your financial health.
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