Take control of your credit score.
Self helps you regain a positive payment history.
Payment History can make up 35% of your score.
Paying monthly, on-time, builds positive payment history.

You can do it on your own.
The main difference between credit builder loans and a more traditional loan (like a personal loan) is that you don't get the money until you've finished making every loan payment.
By holding onto the loan funds as you make regular payments, the lender is able to reduce its potential loss should you prove unable to make your payments.
A credit builder loan term can be as short as six months or as long as six years.
Monthly payments paid on time, prove and improve credit worthiness. A great way to boost your credit.